Rachel Cruze Net Worth: Rachel Cruze is well-known for her expertise in personal finance writing. Her book Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey, debuted at the top of The New York Times Best Seller list. As of 2021, Rachel Cruze has a net worth of over $2 million due to her books.
|Full Name:||Rachel Cruze|
|Age:||33 years old|
|Birth Date:||4 April 1988|
|Winston Cruze (m. 2009)|
|Net Worth:||$2 million|
Rachel Cruze Early Life
Rachel Cruze was born on April 4, 1988, to Sharon Ramsey and Dave Ramsey. Tennessee was her birthplace. She shared her birth with her sister Denise Ramsey and brother Daniel Ramsey.
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She graduated from the University of Tennessee with a B.A. in Communication. Cruze graduated from the aforementioned university in 2011.
Rachel Cruze Personal Life
Winston Cruze and Rachel Ramsey married in 2009. They both attended Financial Peace University, which could be one of the reasons they have similar perspectives on finance. The couple has a daughter, Amelia, whom they named after their daughter. They are a happy family who currently live in Franklin, Tennessee. Despite Rachel’s extravagant spending, the family does well financially thanks to Winston’s saving nature.
Rachel Cruze Net Worth & Career
In 2014, her book Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey, debuted at the top of The New York Times Best Seller list. In 2016, her second book, Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want, was released.
Cruze has been quoted on how to save for a down payment on a house.
She advocates using debit cards rather than credit cards to control spending and never spending more than one’s means, which “requires a discipline and a mindset that often goes against the grain of our instantly gratified society,” she said in an interview with the Kansas City Star.
Rachel Cruze has received all her net worth from her books on finance. Her books include the follow below.
Rachel Ramsey Cruze Books:
- The Graduate’s Survival Guide: Setting You Up for Success in College (2011)
- Smart Money Smart Kids (2014)
- Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want (2016)
- The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College (2017)
- The Contentment Journal (2019)
In 2014, Rachel and Dave’s famous book– ”Smart Money, Smart Kids.” The book talks on the following:
- living responsibly;
- paying cash for college;
- how to save money;
- how to avoid debt;
- the value of hard work;
- where the money comes from.